Identity
Know who you're onboarding before you commit
Phone activity, SIM age, and risk signals delivered in milliseconds — so you can approve good users and block fraud before it lands.
Why Katembe Identity
Risk decisioning built for high-volume onboarding
SIM intelligence
SIM age, swap detection, and porting history surfaced in a single response.
Phone activity
Recent call and message activity signals to confirm the number is real and in active use.
Combined with OTP
Pair Identity signals with OTP verification for stronger decisions in a single workflow.
Low latency
Sub-second responses, designed to fit inside an onboarding flow without slowing it down.
Onboarding
Approve good users automatically
Use Identity scores to auto-approve low-risk customers, route medium-risk for review, and reject obvious fraud — without writing a rules engine.
Read the verification docsPayouts
Protect every disbursement
Re-check identity before high-value payouts or wallet upgrades. Spot SIM swaps and recent porting events that often signal account takeover.
Explore the fintech use caseDeveloper-first
One request, structured signals
Send a phone number, get back a structured response with risk signals you can act on — no SDKs required.
curl -X POST https://api.katembe.io/v1/verifications/identity \
-H "Authorization: Bearer <api_key>" \
-d "phone=+258840000000"
"Identity signals cut our wallet onboarding fraud by 60% in the first quarter — and our auto-approval rate actually went up."
Pricing
Pay only for what you check
Per-lookup pricing with volume discounts. No subscriptions, no minimums.